Accounts

Current Account

Managing cash and liquidity with a TEB Current Account

By opening a Business Current Account with TEB, you are opening the doors to a range of financial services that will assist you in managing your business’s cash-flow and liquidity.

A TEB Business Current Account facilitates all your payments, both from customers and to suppliers in Euros, US dollars, GB pounds and Swiss francs – and we have the fastest international transfer service in the market so you can be assured payment to your foreign partners is efficient.

Cash payments and receipts are easy to manage through deposits and withdrawals at your local TEB branch.

Our e-Banking for Business enables you to access your account and manage and monitor cash-flow and payments 24/7.

If you would like to organize cash-flow through your TEB Business Current Account, the bank can provide a related overdraft service to help you manage liquidity. We will also provide you with VISA Business Debit Card that can be used anywhere in Kosovo and abroad where the VISA sign is posted.

So why not take advantage of our full-service business offering:

• E-Banking
• Extensive network of branches
• Widespread network of ATMs
• Fast and reliable Call Center services at 038/230-000

We also have additional current-account services that will assist you in doing business on the move:

• Automatic orders
• Direct Debit
• Salary payments
• Utility and tax payments
• Business Cards
• SMS Banking
• SMS Top Up

If you would like to know more about TEB business banking, please visit one of our branches and discuss your requirements with a Portfolio Officer.

Savings Account

Earn interest on your surplus liquidity

TEB understands the business cash flow cycle. That is why we have created a savings account for business customer that offers immediate and unlimited access to your funds while earning interest on your balance.

Opening a Savings Account is easy and there is no opening, maintenance, withdrawal or deposit fees involved nor any minimum balance requirements. You can open the account in a range of currencies: Euros, US dollars, GB pounds and Swiss francs.

Interest is accrued daily on the account balance and credited at the end of every year.

If you need your savings for payments, then simply transfer funds to your current account – you can use your e-Banking feature, another useful feature from TEB.

If you would like to know more about our savings account, please visit one of our branches and discuss your requirements with a Portfolio Officer.

TDA Account

You do the planning, TEB Time Deposit will generate the returns

If you are holding significant amounts of excess capital, perhaps destined for a future investment, then why not put it to work against fixed rates of interest?

TEB’s interest-earning Time Deposit Account is a perfect solution to your future capital requirements.

The account can be opened in Euros, US dollars, GB pounds and Swiss francs and offers fixed maturities that generate fixed, risk-free returns, for periods ranging from 1 month up to 5 years.

Depending on your needs, accumulated interest can be credited to your current account. If you decide to reinvest the funds at maturity, the following automatic options are available to you:

• Roll-over of the capital and interest accrued
• Roll-over of the capital only while the interest is transferred to the current account

If you would like to know more about a TEB savings account, please visit one of our branches and discuss your requirements with a Portfolio Officer.

Flexi Account

Flexi Account — putting your money to work for you

How do you put your surplus liquidity to work for your business? Simply open a TEB Flexi Account.

This type of account is designed to make your money work for you while keeping it available for those unpredictable business expenses and outlays.

This account has no opening, deposit or maintenance charges. You can make up to six withdrawals per month without incurring fees.

Interest is calculated on a daily basis and credited to your Flexi Account at the end of each month. That is how TEB helps you keep your cash flow flexible.

If you would like to know more about the TEB Flexi Account, we invite you to visit one of our branches and discuss your requirements with a Portfolio Officer.

Planned Account

Earn fixed interest with a TEB Planned Account

Your savings can be a regular source of income for your business if you would like to have a Planned Account. This business account offers interest that can be credited to an account of your choice on a 1, 3 or six monthly basis.

A great feature for this type of account is that, we have now expanded the service on this account to allow interest to be transferred to any account with TEB or other bank. Or you can opt to spread interest earnings over one or more of your business accounts.

As this is a fixed-interest account, you will always know the amount of interest earned – useful in your financial planning

Other conditions will be applied if funds are withdrawn before maturity.

If you would like to know more about the TEB Planned Account, please visit one of our branches and discuss your requirements with a Portfolio Officer.