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Kredi individuale deri në 50.000€ ▪️Pa Hipotekë ▪️Me Normë Preferenciale ▪️Maturitet deri në 120 muaj ▪️Norma nominale e interesit duke filluar nga 6.72% ▪️Norma efektive e interesit duke filluar nga 7.05% ▪️Shpenzimet administrative 0.5% Kampanja valide deri më 31.12.2026. TEB, bankë për një botë në lëvizje!

Buy in installments and get two additional installments Buy in installments and get two additional installments! For the holiday of Ramadan for all purchases with Starcard in the food sector. Offer valid from March 1st to March 31st! Starcard gives you power!

The newest ATM service for our customers! The newest ATM service for our customers! Now you have the opportunity to make withdrawals from TEB bank ATMs without needing your Debit Card! This new service makes your experience simpler and faster. Simply visit the nearest ATM and enjoy the convenience of cardless withdrawals! For more, watch the video: QR Code video tutorial TEB, the bank for a changing world!

Green BOX at KFC for only €2.99 on Tuesday and Wednesday Green BOX at KFC for only €2.99 on Tuesday and Wednesday The offer is valid for purchases with all TEB Bank individual visa cards, at TEB Bank POS Terminals! Starcard gives you power!

Loan up to 50,000€ and benefit from a special rate, without mortgage and with maturity up to 120 months Bring your salary to TEB and stay comfortable for life. Loan up to 50,000€ and benefit from a special rate, without mortgage and with maturity up to 120 months! Effective interest rate 5.16% Administrative costs 0% Overdraft up to 2 salaries with 0% administrative costs Starcard installment payments with 0% interest and a limit of up to 4 salaries Free account and TEB Mobile maintenance for one year 0€ commission for international salaries Free debit card 0% commission on all debit and credit card payments Get a free life insurance package that provides coverage of up to 5,000€ for 1 year: Natural death Accidental death Disability due to accident The campaign is valid until 28.02.2025 TEB, the bank for a changing world!

Benefit 0€ expenses for all international incoming transfers. Transfer your salary to TEB and benefit free services for 1 year: – 0€ for International Incoming Transfers (salary) – 0€ Current account maintenance fee – 0€ E-banking and TEB Mobile maintenance fee – 0€ Outgoing national transfer fee via E-banking and TEB Mobile – 0% Administrative expenses for loans – 0€ TEB SMS notification fee – 0€ Visa confirmation fee – 0€ Current account opening fee – 0€ Incoming national transfer fee (including salary) – 0€ Inter-bank transfer fee via E-banking and TEB Mobile – 0€ Internal transfer fee within customer accounts – 0€ KESCO payment fee through E-banking and TEB Mobile – 0€ Credit card PIN reset fee at the branch – 0€ Starcard release fee for the first time – 0€ Starcard debt payment fee via ATM, E-banking and TEB Mobile – 0€ ATM 24/7 deposits and withdrawals fee – 0€ E-banking password reset fee New customers will benefit free services for 1 year from the following month after the salary is transferred to TEB Bank. The offer valid until 31.12.2023 For more information, please contact the Call Center at 038 230 000, Facebook/messenger (TEB Sh.A), Instagram (TEB Sh.A). TEB, Bank for a changing world! To benefit from the offer, apply by filling out the application below

TEB Bank, part of the BNP Paribas group, brings a rewarding game for savers. Bring your savings worth over 10,000€ to TEB and become part of the rewarding game to win: 1x Toyota Yaris Cross 10x Summer Vacations for a couple in Antalya (ultra all inclusive) 10x iPhone 14 Pro Criteria to qualify for the campaign: All natural persons are entitled to participate in the campaign (including residents and those who live abroad and bring their savings to TEB). TEB customers and new customers who deposit a minimum amount of 10,000 EUR in their term deposit account at TEB with a minimum maturity of at least 6 months. Only customers aged ≥18 are entitled to participate in the campaign. The interest rate on the term deposit account will be in accordance with the Bank's price list. The Campaign prize draw will be held after the end of the campaign, namely during July 2023, and will be broadcast live through our social media channels. The winner will be selected automatically through the Number Generator. The campaign is valid until 30.06.2023. For more information, please contact the Call Center at 038 230 000, Facebook /messenger (TEB Sh.A), Instagram (TEB Sh.A). TEB, the bank for a changing world!

Plan the opening and development of your business with financing from TEB Bank. TEB Bank is the only bank in Kosovo that offers financing for women's businesses through the Women Entrepreneurs Program. This program supports new ideas (start-up businesses), as well as existing businesses that are owned or managed by women. For every loan taken and repaid regularly, TEB Bank offers a 10% refund of the interest paid to all clients. Who can apply for a loan? All new and existing clients with majority ownership by women who have financial capacity, a proven credit history and a viable investment plan. Loan amount For startups: from 1,000€ to 5,000€ For existing businesses: starting from 5,000€ – Loan maturity up to: 84 months – Preferential terms for interest rates and administrative expenses – Incentive: 10% reimbursement of the interest paid at the end of the loan, in cases where installment payments are made regularly* Where can you find more information about the Women Entrepreneurs Program? If you would like to learn more about TEB's business services, visit one of our branches and discuss your needs with a bank officer, call the Call Center at 038/230-000 or send an email to info@teb-kos.com. *For all clients who have no delays in loan installment payments. TEB, the bank for a changing world!

TEB Bank, within the framework of providing the most sophisticated banking services to its clients, has also launched the mobileCash product. The mobileCash service is a new feature that will be offered in the TebMobile application (Android – IOS), where through the mobileCash you will have the opportunity to withdraw money from TEB ATMs without using a bank debit card. The mobileCash will offer its clients the option of withdrawing money from TEB ATMs without using a bank debit card. The entire service is based on the generation of the usage code through the TebMobile application. For more details about using the mobileCash, we invite you to watch the instructional video below: We, at TEB Bank, believe that the mobileCash will provide a better banking experience for clients. TEB Bank is the leader in the banking market of Kosovo in using the bank cards with its brand, Starcard and Starcash, as well as in terms of operations with bank cards in Kosovo. These facts also make us responsible for offering the most sophisticated technological services to TEB Bank clients and the latest trends in the use of alternative cash distribution channels. For more information, please contact the Call Center at 038 230 000, Facebook/messenger (TEB Sh.A), Instagram (TEB Sh.A). TEB, Bank for a changing world!

TEB Bank supports Agro businesses with agro loans, with special emphasis on livestock fattening. Expand your activity together with TEB. Repayment methods and terms depend on the activity and needs of the clients. Who can apply for a loan? All clients engaged in agribusiness. What do you need to apply? Valid identification document (ID card, passport or driver's license) Your business documents Additional documents that may be required based on the loan amount: Co-borrower Guarantor Mortgage (if required): Possession certificate and copy of plan (not older than 6 months) Car registration certificate (the car must not be older than 12 years) For more information, please contact the Call Center at 038 230 000, Facebook /messenger (TEB Sh.a), Instagram (TEB Sh. A). TEB, the bank for a changing world!

The most popular bank card in Kosovo, Starcard returns this year with a unique payment campaign “Extend for 3 months” Buy with STARCARD Individual in installments in 2024 and start paying in 2025! The most popular bank card in Kosovo, Starcard returns this year with a unique payment campaign “Extend for 3 months” The offer is valid for all individual clients of TEB Bank who own a Starcard, Premium Starcard or SheCard. Customers who make purchases in all sectors at TEB Bank POS Terminals, in the amount of €50 or more, in installments, will benefit from the offer, as follows: For purchases during October 2024, start paying off the debt in installments in JANUARY 2025 For purchases during November 2024, start paying off the debt in installments in FEBRUARY 2025 For purchases during December 2024, start paying off the debt in installments in MARCH 2025 As well, you will benefit from all of this with 0% interest. The offer is valid from October 1 to December 31, 2024. Starcard gives you power!

Individual loans up to €50,000 without mortgage with preferential interest rates and life insurance Who can apply for a loan? All payees of state institutions, public companies, private sector and clients with rental income. For payees of state institutions and public companies, the maximum maturity is up to 84 months. For payees of private sector, the maximum maturity is up to 84 months. What do you need to apply? Receive your salary through TEB Bank or bring confirmation from your employer that your salary will be transferred to TEB Documents required for application: Valid identification document (ID card, Passport or Driving License) Utility bill (electricity, water, waste or telephone) proving your address (not older than 6 months) Valid employment contract Bank statement (last 6 months) for payees in other banks Additional documents that may be required based on the value of loan: Proof of additional family income Co-borrower: ID / Employment contract / Bank statement (last 6 months) Guarantor: ID / Employment contract / Bank statement (last 6 months) Mortgage: Possession certificate and copy of the plan (not older than 6 months) Car registration certificate (the car must not be older than 12 years) Offer valid until 31.12.2026! For more information please contact the Call Center at 038 230 000, Facebook /messenger (TEB Sh.A), Instagram (TEB Sh.A), Web (www.teb-kos.com). TEB, The bank for a changing world!