Starcard is launched on the market by carefully analyzing customer needs for this type of revolving credit card. The Starcard platform represents a beneficial situation for all parties involved. Starcard is the first installments based credit card in Kosovo, which gives its holder a bonus for each transaction made in the TEB merchants network in Kosovo. All the above card features are highly appreciated in the market.
With the Starcard you can pay up to 24 installments with 0% interest on all points of sale equipped with TEB Bank POS terminals (the number of installments depends on the merchant agreement).
In addition, you can make payments anywhere in the world where VISA and Mastercard brand is accepted.
How to obtain a Starcard?
The documents necessary for application for Credit Card:
A valid identification document (identity card, passport or driver's license).
Employment contract.
Bank statement as evidence of regular salary income (if receiving the income at another Bank).
Starcard features:
• Starpoints (Bonus)
• Installment payments
• International payments
• Starcash
• Campaigns
• Starpoints
When using the StarCard in TEB Bank POS terminals, you will gain Starpoints, depending on the agreement
with the merchant, the more StarCard purchases, the more starpoints you will earn.
1 Starpoint equals 1€ .
You may use earned Starpoints to purchase in the TEB Bank POS terminals.
Installment payments:
You may divide your Starcard purchases at TEB Bank POS terminals, into up to 24 installments with 0% interest (number of installments depends on the merchant agreement).
Example: If you purchased a TV in the amount of 500€ and divided the purchase into 5 installments, then you are obliged to pay 100€ each month for the purchase.
International payments:
You can use Starcard to make purchases anywhere in the world in POS terminals or through the Internet, all at 0% charge.
In addition, you now have the opportunity to make purchases with up to 3 installments in POS terminals abroad or online. You can apply for this service at the nearest TEB Bank branch.
Please click here for more information about this service.
Starcash:
Starcard allows you to withdraw cash in up to 12 installments through the TEB Bank ATM’s throughout Kosovo.
To obtain more details about the fees that apply for this service click here.
Campaigns:
Throughout the year, TEB bank organizes many campaigns to offer special offers to Starcard customers, where customers can benefit from: extra bonus, extra installments, various sweepstakes, deferred installments, etc.
To receive information about campaigns through SMS and the e-mail newsletter, you must provide your consent to receive promotional offers.
In addition, you can also follow all new notifications in our Facebook and Instagram page.
And there is more..
You can use your Starcard to pay utility bills , such as electricity, telephone, water and even vehicle registration – you may pay all these in up to 3 installments.
Repayment is just as easy and flexible. You can repay the full amount spent during the entire month or you can repay the minimum amount of that month’s balance and carry forward the remaining debt to the following month. Your repayments are debited from your current account automatically on the 15th or 30th of the month, depending on which date you have decided.
Now you can also pay your debt by depositing funds or transfer through TEB ATMs.
For better management of your Starcard, we recommend using e-Banking or TebMobile through which you can monitor and repay the debt at any time of the month. For all Starcard services you can contact our Call Center at 038/230-000 where, by phone, you can also authorize repayments whenever you wish.
Apply here.
TEB has created the largest network of merchants with points of sale (POS terminals) in Kosovo. You can pay with StarCard Premium at all TEB Bank points of sale (POS Terminals) to purchase everything you need and all this with 0% fee, you can also make payments anywhere in the world where VISA brand is accepted.
How to obtain a Starcard Premium?
For customers who do not have a TEB Bank credit card, the main criterion is the limit of 1,500€ or more.
Customers who have a Starcard with a limit of 1.500 € or more should visit the nearest TEB Bank branch to complete an application for the new StarCard Premium.
Customers who have a Starcard with a limit of less than 1.500 €, must initially apply for a StarCard limit increase and when the limit increase is approved, they can complete an application for the new Starcard Premium.
The documents necessary for application for Starcard Premium:
A valid identification document (identity card, passport or driver's license)
Employment contract
Bank statement as evidence of regular salary income (if receiving the income at another Bank)
Features of the Starcard Premium:
• Premium merchants
• Starpoints (Bonus)
• Starcard Premium campaigns
• Installment payments
• International payments
• Starcash
• Campaigns
• Premium merchants
By purchasing with Starcard Premium at the Premium merchants, you benefit up to 20% bonus. To receive information on the Premium merchants list, please click here.
Starpoints:
When using the Starcard Premium in TEB Bank POS terminals, you will earn Starpoints, depending on the agreement with the merchant, the more Starcard Premium purchases you make, the more Starpoints you will earn.
1 Starpoint equals 1€.
You may use earned Starpoints to purchase in the TEB Bank POS terminals.
Starcard Premium Campaigns:
TEB Bank organizes special campaigns for Starcard Premium holders during the entire year, where holders of this card may earn various benefits.
Installment payments:
You may divide your StarCard Premium purchases at TEB Bank POS terminals, into up to 24 installments with 0% interest (number of installments depends on the merchant agreement).
Example: If you purchased a TV in the amount of 500 € and divided the purchase into 5 installments, then you are obliged to pay 100 € each month for the purchase.
International payments:
You can use StarCard Premium to make purchases anywhere in the world in POS terminals or through the Internet, all at 0% charge.
In addition, now have the opportunity to make purchases with up to 3 installments in POS terminals abroad or online. You can apply for this service at the nearest TEB Bank branch.
Please click here for more information about this service.
Starcash:
StarCard Premium allows you to withdraw cash in up to 12 installments through the TEB Bank ATM’s throughout Kosovo.
To obtain more details about the fees that apply for this service click here.
Campaigns:
Throughout the year, TEB Bank organizes many campaigns to offer special offers to StarCard Premium customers, where customers can benefit from: extra bonus, extra installments, various sweepstakes, deferred installments, etc.
To receive information about campaigns through SMS and through the e-mail newsletter, you must provide your consent to receive promotional offers.
In addition, you can also follow all new notifications in our Facebook and Instagram page.
And there is more..
You can use your Starcard Premium to pay utility bills , such as electricity, telephone, water and even vehicle registration – you may pay all these in up to 3 installments.
Repayment is just as easy and flexible. You can repay the full amount spent during the entire month or you can repay the minimum amount of that month’s balance and carry forward the remaining debt to the following month. Your repayments are debited from your current account automatically on the 15th or 30th of the month, depending on which date you have decided.
Now you can also pay your debt by depositing funds or transfer through TEB ATMs and through TebMobile.
For better management of your Starcard Premium card, we recommend using e-Banking or TebMobile to monitor and return debt at any time of the month. For all Starcard Premium services you may contact our Call Center at 038/ 230-000 where on the phone, you may also authorize repayments at any time you wish.
Apply here.
TEB has created the largest network of merchants with points of sale (POS terminals) in Kosovo. You can pay with Shecard at all TEB Bank points of sale (POS Terminals) to purchase everything you need and all this with 0% fee, you can also make payments anywhere in the world where VISA brand is accepted.
How to obtain a She Card?
All female clients who do not have a credit card at TEB Bank may apply for a She Card.
The documents necessary for application for She Card:
A valid identification document (identity card, passport or driver's license)
Employment contract
Bank statement as evidence of regular salary income (if receiving the income at another Bank)
She Card features:
• SheCard Merchants
• Starpoints (Bonus)
• SheCard Campaigns
• Installment payments
• International payments
• Starcash
• Campaigns
She Card Merchants
By purchasing with She Card in the She Card merchants, you benefit up to 20% bonus.
To obtain information on the She Card merchants list, please click here.
Starpoints:
When using the She Card in TEB Bank POS terminals, you will gain starpoints, depending on the agreement with the merchant, the more She Card purchases, the more starpoints you will earn.
1 Starpoint equals 1€.
You may use earned Starpoints to purchase in the TEB Bank POS terminals.
She Card campaigns:
TEB Bank organizes special campaigns during the entire year for SheCard users, where extra bonus and 2 additional installments in the designated sectors are gained.
Installment payments:
You may divide She Card purchases at TEB Bank POS terminals into up to 24 installments with 0% TEB charge (number of installments depends on the agreement with the merchant).
Example: If you purchased a TV in the amount of 500 € and divided the purchase into 5 installments, then you are obliged to pay 100 € each month for the purchase.
International payments:
You can use She Card to make purchases anywhere in the world in POS terminals or through the Internet, all at 0% charge.
In addition, you now have the opportunity to make purchases with up to 3 installments in POS terminals abroad or online. You can apply for this service at the nearest TEB Bank branch. Please click here for more information about this service.
Starcash:
She Card allows you to withdraw cash in up to 12 installments through the TEB Bank ATM’s throughout Kosovo.
To obtain more details about the fees that apply for this service click here.
Campaigns:
Throughout the year, TEB bank organizes many campaigns to offer special offers to She Card customers, where customers can benefit from: extra bonus, extra installments, various sweepstakes, deferred installments, etc.
To receive information about campaigns through SMS and the e-mail newsletter, you must provide your consent to receive promotional offers.
In addition, you can also follow all new notifications in our Facebook and Instagram page.
And there is more..
You may use your She Card to pay utility bills, such as electricity, telephone, water bills and even vehicle registration- you may pay all these in up to 3 installments.
Repayment is just as easy and flexible. You can repay the full amount spent during the entire month or the minimum amount of that month’s balance and carry forward the remaining debt to the following month. Your repayments are debited from your current account automatically on the 15th or 30th of the month, depending on which date you have decided.
Now you can also pay your debt by depositing funds or transfer through TEB Bank ATMs.
For better management of your She Card, we recommend using e-Banking or TebMobile to monitor and repay debt at any time of the month. For all She Card card services, you can contact our Call Center at 038 / 230-000 where, over the phone, you can also authorize repayment whenever you wish to do so.
Apply here.
The Starcash card comes in two designs to suit every customer.
TEB Debit Card helps you to manage your money by presenting on your bank balance statement how much you have spent and where. You can also access the overdraft service.
You can check your balance and withdraw or deposit funds 24/7 through our network of ATMs spread throughout Kosovo.
Shopping is also made easier since the TEB Debit Card provides access to the largest network of POS (Point of Sales) terminals in the country where you can use the card to pay for your purchases free of charge and also enables contactless payments in POS terminals.
Each debit card transaction carried out in the TEB POS terminals network is rewarded with bonus points. The bonus is calculated as 0.25% of the purchase amount and will be credited to customer’s account as a cumulative bonus value at the end of the month. The bonus amount earned can be checked on a daily basis through the TEB bank ATM’s, through e-banking and Tebmobile.
Furthermore, you can carry out online purchases by using the TEB Debit Card. Offering online purchases has significantly reduced direct contacts, long queues and waiting times, thus improving the quality of our service. Therefore, in order to facilitate online shopping options, TEB bank has increased the daily limit from € 100 to € 500.
For every online transaction from your debit card carried out on Visa and Mastercard certified websites, you will receive an SMS password each time to authorize your transaction. To ensure that your transaction is successful you need to have the correct phone number, in case you do not have it, then we recommend that you change your contact number through the ATM or visit the nearest branch.
For more information please contact the Call Center on 038 230 000, Facebook/messenger (TEB Sh. A), Instagram (TEB Sh. A), Web (www.teb-kos.com).