Premium Starcard

Premium Starcard

Starcard Premium - one card, many benefits

With Starcard Premium in your pocket every shopping experience is unique. Premium Starcard offers you a wide range of benefits when using it for purchases, where you can benefit up to 20% bonus.

TEB has created the largest network of merchants with points of sale (POS terminals) in Kosovo. You can pay with StarCard Premium at all TEB Bank points of sale (POS Terminals) to purchase everything you need and all this with 0% fee, you can also make payments anywhere in the world where VISA brand is accepted.

How to obtain a Starcard Premium?

For customers who do not have a TEB Bank credit card, the main criterion is the limit of 1,500€ or more.

Customers who have a Starcard with a limit of 1.500 € or more should visit the nearest TEB Bank branch to complete an application for the new StarCard Premium.

Customers who have a Starcard with a limit of less than 1.500 €, must initially apply for a StarCard limit increase and when the limit increase is approved, they can complete an application for the new Starcard Premium.

The documents necessary for application for Starcard Premium:

A valid identification document (identity card, passport or driver's license)

Employment contract

Bank statement as evidence of regular salary income (if receiving the income at another Bank)

Features of the Starcard Premium:

• Premium merchants
• Starpoints (Bonus)
• Starcard Premium campaigns
• Installment payments
• International payments
• Starcash
• Campaigns
• Premium merchants

By purchasing with Starcard Premium at the Premium merchants, you benefit up to 20% bonus. To receive information on the Premium merchants list, please click here.


When using the Starcard Premium in TEB Bank POS terminals, you will earn Starpoints, depending on the agreement with the merchant, the more Starcard Premium purchases you make, the more Starpoints you will earn.

1 Starpoint equals 1€.

You may use earned Starpoints to purchase in the TEB Bank POS terminals.

Starcard Premium Campaigns:

TEB Bank organizes special campaigns for Starcard Premium holders during the entire year, where holders of this card may earn various benefits.

Installment payments:

You may divide your StarCard Premium purchases at TEB Bank POS terminals, into up to 24 installments with 0% interest (number of installments depends on the merchant agreement).

Example: If you purchased a TV in the amount of 500 € and divided the purchase into 5 installments, then you are obliged to pay 100 € each month for the purchase.

International payments:

You can use StarCard Premium to make purchases anywhere in the world in POS terminals or through the Internet, all at 0% charge.

In addition, now have the opportunity to make purchases with up to 3 installments in POS terminals abroad or online. You can apply for this service at the nearest TEB Bank branch.

Please click here for more information about this service.


StarCard Premium allows you to withdraw cash in up to 12 installments through the TEB Bank ATM’s throughout Kosovo.

To obtain more details about the fees that apply for this service click here.


Throughout the year, TEB Bank organizes many campaigns to offer special offers to StarCard Premium customers, where customers can benefit from: extra bonus, extra installments, various sweepstakes, deferred installments, etc.

To receive information about campaigns through SMS and through the e-mail newsletter, you must provide your consent to receive promotional offers.

In addition, you can also follow all new notifications in our Facebook and Instagram page.

And there is more..

You can use your Starcard Premium to pay utility bills , such as electricity, telephone, water and even vehicle registration – you may pay all these in up to 3 installments.

Repayment is just as easy and flexible. You can repay the full amount spent during the entire month or you can repay the minimum amount of that month’s balance and carry forward the remaining debt to the following month. Your repayments are debited from your current account automatically on the 15th or 30th of the month, depending on which date you have decided.

Now you can also pay your debt by depositing funds or transfer through TEB ATMs and through TebMobile.

For better management of your Starcard Premium card, we recommend using e-Banking or TebMobile to monitor and return debt at any time of the month. For all Starcard Premium services you may contact our Call Center at 038/ 230-000 where on the phone, you may also authorize repayments at any time you wish.

Apply here.