She Card

She Card

SheCard - A unique card in the market

Is a unique card in the market, only dedicated to women who can purchase in installments without interest,
SheCard will have multiple benefits and various campaigns with our merchants.

TEB has created the largest network of merchants with points of sale (POS terminals) in Kosovo. You can pay with Shecard at all TEB Bank points of sale (POS Terminals) to purchase everything you need and all this with 0% fee, you can also make payments anywhere in the world where VISA brand is accepted.

How to obtain a She Card?

All female clients who do not have a credit card at TEB Bank may apply for a She Card.

The documents necessary for application for She Card:

A valid identification document (identity card, passport or driver's license)

Employment contract

Bank statement as evidence of regular salary income (if receiving the income at another Bank)

She Card features:

• SheCard Merchants
• Starpoints (Bonus)
• SheCard Campaigns
• Installment payments
• International payments
• Starcash
• Campaigns

She Card Merchants

By purchasing with She Card in the She Card merchants, you benefit up to 20% bonus.

To obtain information on the She Card merchants list, please click here.


When using the She Card in TEB Bank POS terminals, you will gain starpoints, depending on the agreement with the merchant, the more She Card purchases, the more starpoints you will earn.

1 Starpoint equals 1€.

You may use earned Starpoints to purchase in the TEB Bank POS terminals.

She Card campaigns:

TEB Bank organizes special campaigns during the entire year for SheCard users, where extra bonus and 2 additional installments in the designated sectors are gained.

Installment payments:

You may divide She Card purchases at TEB Bank POS terminals into up to 24 installments with 0% TEB charge (number of installments depends on the agreement with the merchant).

Example: If you purchased a TV in the amount of 500 € and divided the purchase into 5 installments, then you are obliged to pay 100 € each month for the purchase.

International payments:

You can use She Card to make purchases anywhere in the world in POS terminals or through the Internet, all at 0% charge.

In addition, you now have the opportunity to make purchases with up to 3 installments in POS terminals abroad or online. You can apply for this service at the nearest TEB Bank branch. Please click here for more information about this service.


She Card allows you to withdraw cash in up to 12 installments through the TEB Bank ATM’s throughout Kosovo.

To obtain more details about the fees that apply for this service click here.


Throughout the year, TEB bank organizes many campaigns to offer special offers to She Card customers, where customers can benefit from: extra bonus, extra installments, various sweepstakes, deferred installments, etc.

To receive information about campaigns through SMS and the e-mail newsletter, you must provide your consent to receive promotional offers.

In addition, you can also follow all new notifications in our Facebook and Instagram page.

And there is more..

You may use your She Card to pay utility bills, such as electricity, telephone, water bills and even vehicle registration- you may pay all these in up to 3 installments.

Repayment is just as easy and flexible. You can repay the full amount spent during the entire month or the minimum amount of that month’s balance and carry forward the remaining debt to the following month. Your repayments are debited from your current account automatically on the 15th or 30th of the month, depending on which date you have decided.

Now you can also pay your debt by depositing funds or transfer through TEB Bank ATMs.

For better management of your She Card, we recommend using e-Banking or TebMobile to monitor and repay debt at any time of the month. For all She Card card services, you can contact our Call Center at 038 / 230-000 where, over the phone, you can also authorize repayment whenever you wish to do so.

Apply here.